The purpose of SJY is to uplift ultra-poor households in Bihar by providing financial assistance, livelihood support, and skill development opportunities.

Ultra-poor households, particularly those from socially and economically vulnerable groups such as SC/ST communities in Bihar, can benefit from SJY.

Beneficiaries are identified through a participatory process conducted by Village Organizations, ensuring the inclusion of the most disadvantaged households.

Beneficiaries receive a monthly livelihood gap assistance of ₹1,000/- for seven months and asset transfers worth up to ₹1,00,000/- to start enterprises.

The Village Organization oversees the identification of beneficiaries, builds their confidence, and facilitates financial and livelihood support.

The “Graduation Approach” is a holistic model that combines asset transfers, training, mentoring, and financial inclusion to help households achieve self-sufficiency.

Beneficiaries receive regular training sessions on capacity building, life skills, and enterprise development through the program's community-based framework.

Beneficiaries receive productive assets such as livestock, agricultural tools, or equipment for small businesses to support livelihood activities.

Trained Master Resource Persons (MRPs) provide personalized mentoring and support to beneficiaries for 24 months, ensuring sustainable livelihood development.

Yes, beneficiaries are enrolled in the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMJSBY) for life and accidental insurance.

SJY facilitates access to public benefits such as the Public Distribution System (PDS), housing schemes, and pensions for eligible beneficiaries.

Beneficiaries receive comprehensive support, including financial aid, training, and mentoring, for a period of 24 months.

No, all services and benefits provided under the SJY program are completely free of cost for beneficiaries.

Beneficiaries do not need to apply directly, as eligible households are identified through a community participatory process and enrolled with the guidance of Village Organizations.