- विवरण
- फ़ायदे
- पात्रता
- अपवाद
- आवेदन प्रक्रिया
- आवश्यक दस्तावेज़
- अधिकतर पूछे जाने वाले सवाल
- स्रोत और संदर्भ
- प्रतिपुष्टि
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
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आवेदन करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
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आवेदन करें
पात्रता की जाँच करें
Ministry Of Agriculture and Farmers Welfare
Pradhan Mantri Fasal Bima Yojna
विवरण
- To stabilize the income of farmers to ensure their continuance in farming.
- To encourage farmers to adopt innovative and modern agricultural practices.
- To ensure the flow of credit to the agriculture sector.
- Yield Losses: Comprehensive risk insurance is provided to cover yield losses due to non-preventable risks, such as
- Natural Fire and Lightning
- Storms, Hailstorms, Cyclones, Typhoons, Tempest, Hurricanes, Tornados, etc.
- Flood, Inundation, and Landslide
- Drought, Dry spells
- Pests/ Diseases etc.
- Prevented Sowing (on notified area basis):- In cases where the majority of the insured farmers of a notified area, having the intent to sow/plant and incurred expenditure for the purpose, are prevented from sowing/planting the insured crop due to adverse weather conditions, shall be eligible for indemnity claims upto a maximum of 25% of the sum insured
- Post-Harvest Losses (individual farm basis): Coverage is available upto a maximum period of 14 days from harvesting for those crops which are kept in “cut & spread” condition to dry in the field after harvesting, against specific perils of cyclone / cyclonic rains, unseasonal rains throughout the country.
- Localized Calamities (individual farm basis): Loss/damage resulting from the occurrence of identified localized risks i.e. hailstorm, landslide, and Inundation affecting isolated farms in the notified area.
-
फ़ायदे
- Comprehensive insurance coverage for Kharif and Rabi crops.
- Add on the coverage available for specific circumstances.
- Optional for farmers, both loanee and non-loanee.
- Stability in the income of farmers so that they can continue farming.
| S. No. | Season | Crops | Maximum Insurance charges payable by the farmer (% of Sum Insured) |
| 1 | Kharif | Food & Oilseeds crops (all cereals, millets, & oilseeds, pulses) | 2.0% of SI or Actuarial rate, whichever is less |
| 2 | Rabi | Food & Oilseeds crops (all cereals, millets, & oilseeds, pulses) | 1.5% of SI or Actuarial rate, whichever is less |
| 3 | Kharif & Rabi | Annual Commercial / Annual Horticultural crops | 5% of SI or Actuarial rate, whichever is less |
पात्रता
- The farmer must be a cultivator or a sharecropper on the insured land.
- Farmers must have a valid and authenticated land ownership certificate or a valid land tenancy agreement.
- The farmer must have applied for insurance coverage within the prescribed time frame, which is generally within 2 weeks of the start of the sowing season.
- They must not have received any compensation for the same crop loss from any other source.
- The farmer should have a valid bank account and provide details of their bank account, along with a valid identity proof, at the time of enrollment
- All farmers growing notified crops in a notified area during the season who have an insurable interest in the crop are eligible.
अपवाद
आवेदन प्रक्रिया
- Applicant farmers have to visit the official portal.
- Click on Farmer Corner
- If the applicants do not have an account on the portal, click on Guest Farmer. Fill in all the details correctly and click on submit. An account will be created.
- Fill out the form in the insurance scheme and provide the required details
- In case of crop loss, farmers are required to file a claim with the insurance company within the prescribed time frame, which is generally within 72 hours of the occurrence of the loss.
- List of concerned person/company details on the portal and click in "Report Crop Loss" or download the app and report crop loss.
- The claim must be accompanied by supporting documents, such as photographs of the damaged crop and a report from the village-level committee (VLC) or the agriculture department.
आवश्यक दस्तावेज़
- Bank account number.
- Aadhaar card.
- Khasra number of land.
- Agreement photocopy.
- Ration card.
- Voter ID.
- Driving license.
- Passport-size photograph of the farmer.
अधिकतर पूछे जाने वाले सवाल
I am not the owner of land, can I get crop insurance under this scheme?
Yes, if you are a tenant on someone else’s farm, you are eligible to get your crop insured under this scheme.
How can I calculate my insurance premium in NCIP?
There is an insurance premium calculator on https://pmfby.gov.in/ where you can fill in the basic details and calculate the premium.
Am I eligible for a claim if only my land is affected by a calamity?
Yes, you need to inform through the crop insurance app or toll free number, insurance company, the bank or the concerned official within 72 hours of the incident, you’ll be eligible for the loss assessment and claim.
Which documents do I need to apply for the scheme?
Khasra, khatauni, bank account details, and Aadhaar are needed along with the declaration about the crop you are planning to sow.
Can I apply for the scheme online myself?
Yes, create your farmer’s login account in the NCIP https://pmfby.gov.in/ and select “Farmer Corner” on the portal. There you can apply for the scheme after logging in.
How do I check the status of my application?
In the NCIP https://pmfby.gov.in/ select “Application Status”, fill in the receipt number as prompted and you’ll be able to see the status of your application.
When should I report the crop loss?
You should report the crop loss through the crop insurance app, or toll-free number, or directly to the concerned authority within 72 hours of the calamity.
How can I report crop loss?
You can report the crop loss through the NCIP https://pmfby.gov.in/ by selecting “Report Crop Loss” or through Mobile Application, the centralized Toll-Free Number, directly to the Insurance Company through its dedicated toll-free number or through the concerned bank, local agriculture department Government/district officials.
How can I claim the insurance?
The farmer should intimate about the crop loss within 72 hours of the calamity through Mobile Application, the centralized Toll-Free Number, directly to the Insurance Company through its dedicated toll-free number or through the concerned bank, local agriculture department Government/district officials. However, the first mode of intimation should be either Crop Insurance App or the centralised Toll-Free Number. After that duly filled intimation / application of crop insurance app along with all relevant documents is necessary for initiation of loss assessment and payment of claims.
How will I know if I have received the claim?
You’ll be intimated by SMS about the benefit transfer on your registered mobile number.
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कोई नई खबर और अपडेट उपलब्ध नहीं है
शेयर
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।externalApplyDes
आवेदन करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।externalApplyDes
आवेदन करें
पात्रता की जाँच करें
Ministry Of Agriculture and Farmers Welfare
Pradhan Mantri Fasal Bima Yojna
- To stabilize the income of farmers to ensure their continuance in farming.
- To encourage farmers to adopt innovative and modern agricultural practices.
- To ensure the flow of credit to the agriculture sector.
- Yield Losses: Comprehensive risk insurance is provided to cover yield losses due to non-preventable risks, such as
- Natural Fire and Lightning
- Storms, Hailstorms, Cyclones, Typhoons, Tempest, Hurricanes, Tornados, etc.
- Flood, Inundation, and Landslide
- Drought, Dry spells
- Pests/ Diseases etc.
- Prevented Sowing (on notified area basis):- In cases where the majority of the insured farmers of a notified area, having the intent to sow/plant and incurred expenditure for the purpose, are prevented from sowing/planting the insured crop due to adverse weather conditions, shall be eligible for indemnity claims upto a maximum of 25% of the sum insured
- Post-Harvest Losses (individual farm basis): Coverage is available upto a maximum period of 14 days from harvesting for those crops which are kept in “cut & spread” condition to dry in the field after harvesting, against specific perils of cyclone / cyclonic rains, unseasonal rains throughout the country.
- Localized Calamities (individual farm basis): Loss/damage resulting from the occurrence of identified localized risks i.e. hailstorm, landslide, and Inundation affecting isolated farms in the notified area.
-
शेयर
समाचार और अपडेट
कोई नई खबर और अपडेट उपलब्ध नहीं है
