- विवरण
- फ़ायदे
- पात्रता
- आवेदन प्रक्रिया
- आवश्यक दस्तावेज़
- अधिकतर पूछे जाने वाले सवाल
- स्रोत और संदर्भ
- प्रतिपुष्टि
आपको बाहरी वेबसाइट पर भेजा जा रहा है। आगे बढ़ने पर आपकी जानकारी संबंधित विभाग के साथ साझा की जाएगी।
आपका मोबाइल नंबर जन समर्थ के साथ साझा किया जाएगा और आपको बाहरी वेबसाइट पर पुनः निर्देशित किया जाएगा।
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
आपने इस योजना के लिए पहले ही आवेदन कर दिया है। आप 30 दिन बाद ही पुनः आवेदन कर सकते हैं, अर्थात
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
आपको बाहरी वेबसाइट पर भेजा जा रहा है। आगे बढ़ने पर आपकी जानकारी संबंधित विभाग के साथ साझा की जाएगी।
आपका मोबाइल नंबर जन समर्थ के साथ साझा किया जाएगा और आपको बाहरी वेबसाइट पर पुनः निर्देशित किया जाएगा।
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
आपने इस योजना के लिए पहले ही आवेदन कर दिया है। आप 30 दिन बाद ही पुनः आवेदन कर सकते हैं, अर्थात
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।अधिक जानने के लिए कृपया जाएँ
आवेदन करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
आपको बाहरी वेबसाइट पर भेजा जा रहा है। आगे बढ़ने पर आपकी जानकारी संबंधित विभाग के साथ साझा की जाएगी।
आपका मोबाइल नंबर जन समर्थ के साथ साझा किया जाएगा और आपको बाहरी वेबसाइट पर पुनः निर्देशित किया जाएगा।
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
आपने इस योजना के लिए पहले ही आवेदन कर दिया है। आप 30 दिन बाद ही पुनः आवेदन कर सकते हैं, अर्थात
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।अधिक जानने के लिए कृपया जाएँ
आवेदन करें
पात्रता की जाँच करें
Delhi
Education Loan Scheme - Delhi
College
Disability
Education
Loan
Minority
OBC
Scheduled Caste
Scheduled Tribe
Student
विवरण
"Education Loan Scheme" by the Delhi SC/ST/OBC/Minorities and Handicapped Financial Development Corporation Ltd., Government of Delhi, aims to provide financial assistance to students belonging to Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), Minorities, and Persons with Disabilities (PwD) for pursuing professional and technical courses in recognized institutions in India and abroad. The scheme offers need-based loans with a maximum limit of ₹7,50,000/- for studies in India and ₹15,00,000/- for studies abroad. To be eligible the applicant must be a permanent resident of Delhi, with an annual family income below ₹5,00,000/-.
फ़ायदे
- Need-based finance with a ceiling of ₹7,50,000/- for studies in India.
- Need-based finance with a ceiling of ₹15,00,000/- for studies abroad.
*No promoter’s contribution required for loans up to ₹4,00,000/-.
*For loans above ₹4,00,000/-, 5% contribution is required for studies in India and 15% for studies abroad.
*Loan repayment period is up to 10 years after the commencement of repayment or until the date of employment, whichever is earlier.
*The applicant has the option to repay the loan earlier if desired.
पात्रता
- The applicant must be a permanent resident of Delhi.
- The applicant should be from one of the following target groups - Scheduled Caste, Scheduled Tribe, Other Backward Class, Minority, Persons with Disability.
- The annual income of parents/guardian should be below ₹5,00,000/-.
- The applicant must have secured admission in a recognized/Government/Technical Institution in India or abroad.
- The College/Institute should have been offering the course for the last three years.
- The College/Institute should be recognized by the Central/State Government or by appropriate authorities such as UGC (University Grants Commission), AICTE (All India Council for Technical Education), etc.
- The duration of the course should not exceed 5 years.
Post Sanction Eligibility for the Borrower
- The borrower must not participate in any unlawful activity that would debar them from pursuing studies and must follow all rules and regulations laid down by the educational institution.
- The borrower must not enter into any pecuniary obligation or financial liability during the currency of the loan.
- The borrower must strive to secure suitable employment after completing the course and furnish full particulars of such employment, including income details, to DSFDC.
आवेदन प्रक्रिया
ऑफलाइन
Step 1: The application form for the Education Loan Scheme is available free of cost at the following branches:
- 2-Battery Lane, Rajpur Road, Delhi-54.
- A-33-38, B-Block, Lal Building, Opposite Police Station, Mangol Puri, Delhi.
- A-Block, 1st Floor, Bunker Vihar, Deputy Commissioner’s Office (North East), Opposite Gagan Cinema, Nand Nagri, Delhi.
Alternatively, the prescribed format of the application form can be downloaded from the official website of DSFDC.
Step 2: Carefully fill out the application form in black ink using a ball pen. Ensure all required details are accurately provided, including personal information, course details, and financial information. Fill in all the mandatory fields, paste the passport-sized photograph, and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled application form along with the required documents to - The Deputy Manager (Education Loan) in Room No. 208, 2nd Floor, Ambedkar Bhawan, Sector-16, Rohini, Delhi-89.
*Bring the original documents for verification at the time of submission.
Application Review
Once the application is approved by DSFDC, the applicant will receive a sanction-cum agreement letter. The applicant must sign the agreement and complete any additional formalities, such as executing a guarantee deed or hypothecation deed.
*For any further information or inquiries, please contact DSFDC at: Phone No.: 011-27574521 & 27574377.
आवश्यक दस्तावेज़
Pre-Sanction/With Application
- Copy of Aadhaar Card of Borrower (Applicant), Co-Borrower (Parents/Guardian), and Guarantor.
- Copy of Income Certificate issued by the Office of the SDM Concerned or Copy of Form No. 16 of Co-Borrower.
- Copy of Mark Sheet of the Last Examination on the Basis of Which the Applicant Has Obtained Admission in the Present/Particular Course.
- Four Passport Size Photographs of the Borrower, Co-Borrower, and Guarantor, and One Full-Size Photograph of the Borrower (In Case the Applicant Belongs to PwD Category).
- Copy of Birth Certificate/Age Proof.
- Copy of Caste Certificate for SC/ST/OBC Issued by the Concerned Area SDM/DC and Affidavit in Case of Minority Category. For PwD Category, a Disability Certificate (40% or More) Issued by the Medical Board of a Government Hospital, Delhi, is Required.
- Affidavit Stating That No Loan Has Been Availed from Any Government Agency for the Same Purpose.
- Copies of Letter Confirming Scholarship, Freeship, Studentship, If Any.
- Proof of Admission to the Recognized Course/Institute.
- Copy of Schedule of Payment for the Courses or Demand Notice from the Institution/University.
- Copies of Foreign Expenses Permit (If Applicable).
- Statement of Bank Account for the Last Six Months of the Borrower and Co-Borrower.
- Signature Identification of Borrower and Co-Borrower from the Bank.
- Statement of Assets and Liabilities of Borrower/Co-Borrower.
Post-Sanction
- Copy of Acceptance of Sanction-Cum Agreement Letter.
- Execution of Guarantee Deed.
- Execution of Hypothecation Deed.
- Affidavit of Legal Heir.
- Affidavit of Personal Guarantee by Borrower and Co-Borrower.
- ECS (Electronic Clearing Service)/Post-Dated Cheques.
- Processing Fee of ₹350/-.
- Two Witnesses Along with Copy of ID Proof.
- Copy of Last Year Result of Student.
- Undertaking for Non-Closing of Bank Account Till the Completion of Repayment.
- Documents Required in Respect of the Guarantor:
- Copy of Aadhaar Card/Election Card/Passport.
- Copy of Identity Card from Employer.
- Original Latest Pay Slip and Form 16.
- Copy of Age Proof of Guarantor(s).
- 04 Passport Size Photographs.
- Affidavit of Guarantor(s).
- 5 Post-Dated Cheques (PDC) from the Guarantor(s) in Case the Loan is Above ₹2,00,000/-.
- Copy of Guarantor(s) Undertaking to Stand as Guarantor/Surety.
OR Original Collateral Security in the Shape of NSC (National Savings Certificate)/KVP (Kisan Vikas Patra)/FDR (Fixed Deposit Receipt) and Letter of Lien in Favour of DSFDC.
OR Original Documents of Property for Mortgage, in Case the Applicant Wishes to Give Collateral Security of Property, with Complete Chain of Documents.
अधिकतर पूछे जाने वाले सवाल
What categories of students are eligible to apply for this education loan if they are residents of Delhi?
Students belonging to Scheduled Caste, Scheduled Tribe, Other Backward Classes, Minorities, and Persons with Disabilities who are residents of Delhi are eligible to apply.
What is the maximum annual family income limit to be eligible for this education funding?
The annual income of parents/guardian should be below ₹5,00,000/- (Rupees Five Lakhs only), which must be proven through an income certificate issued by the Office of the Sub-Divisional Magistrate.
What kind of educational institutions are considered eligible for this funding program?
The college/institute should be a recognized/Government Technical Institution anywhere in India that has been offering the course for at least the last three years and is recognized by Central/State Government or authorities like UGC, AICTE.
Is there a maximum duration limit for the course I want to pursue under this funding scheme?
Yes, the duration of the course shall not exceed 5 years to be eligible for this education loan.
What is the maximum loan amount I can get if I want to study within India?
For studies in India, the maximum loan amount available is ₹7,50,000/-.
If I plan to study abroad, what would be the maximum loan amount I could apply for?
For studies abroad, the maximum loan amount available is ₹15,00,000/-.
What academic documents do I need to provide when applying for this student loan?
You need to provide a copy of the mark sheet of your last examination based on which you have obtained admission in the present/particular course.
How many photographs do I need to submit with my education loan application?
You need to submit four passport-size photographs each of the borrower, co-borrower, and guarantor, plus one full-size photograph of the borrower if you belong to the Persons with Disabilities category.
Do I need to provide proof that I haven't taken similar funding from other sources?
Yes, you need to submit an affidavit stating that no loan has been availed from any Government Agency for the same purpose.
What banking information do I need to provide as part of my application process?
You need to provide statements of bank accounts for the last six months of both the borrower and co-borrower, along with signature identification from the bank.
Do I need to contribute any amount from my side when taking this education loan?
No promoter's contribution is required up to ₹4.00 lakh loan; however, for loans above ₹4.00 lakh, you need to contribute 5% for education in India and 15% for education abroad.
What options do I have for providing security for my education loan?
You can either provide a guarantor, or original collateral security in the form of NSC/KVP/FDR with a letter of lien in favor of DSFDC, or original property documents for mortgage.
क्या ये सहायक था?
समाचार और अपडेट
कोई नई खबर और अपडेट उपलब्ध नहीं है
शेयर
आपको बाहरी वेबसाइट पर भेजा जा रहा है। आगे बढ़ने पर आपकी जानकारी संबंधित विभाग के साथ साझा की जाएगी।
आपका मोबाइल नंबर जन समर्थ के साथ साझा किया जाएगा और आपको बाहरी वेबसाइट पर पुनः निर्देशित किया जाएगा।
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
आपने इस योजना के लिए पहले ही आवेदन कर दिया है। आप 30 दिन बाद ही पुनः आवेदन कर सकते हैं, अर्थात
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
आपको बाहरी वेबसाइट पर भेजा जा रहा है। आगे बढ़ने पर आपकी जानकारी संबंधित विभाग के साथ साझा की जाएगी।
आपका मोबाइल नंबर जन समर्थ के साथ साझा किया जाएगा और आपको बाहरी वेबसाइट पर पुनः निर्देशित किया जाएगा।
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
आपने इस योजना के लिए पहले ही आवेदन कर दिया है। आप 30 दिन बाद ही पुनः आवेदन कर सकते हैं, अर्थात
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।अधिक जानने के लिए कृपया जाएँ
आवेदन करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
आपको बाहरी वेबसाइट पर भेजा जा रहा है। आगे बढ़ने पर आपकी जानकारी संबंधित विभाग के साथ साझा की जाएगी।
आपका मोबाइल नंबर जन समर्थ के साथ साझा किया जाएगा और आपको बाहरी वेबसाइट पर पुनः निर्देशित किया जाएगा।
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
आपने इस योजना के लिए पहले ही आवेदन कर दिया है। आप 30 दिन बाद ही पुनः आवेदन कर सकते हैं, अर्थात
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।अधिक जानने के लिए कृपया जाएँ
आवेदन करें
पात्रता की जाँच करें
Delhi
Education Loan Scheme - Delhi
College
Disability
Education
Loan
Minority
OBC
Scheduled Caste
Scheduled Tribe
Student
विवरण
फ़ायदे
पात्रता
आवेदन प्रक्रिया
आवश्यक दस्तावेज़
अधिकतर पूछे जाने वाले सवाल
"Education Loan Scheme" by the Delhi SC/ST/OBC/Minorities and Handicapped Financial Development Corporation Ltd., Government of Delhi, aims to provide financial assistance to students belonging to Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), Minorities, and Persons with Disabilities (PwD) for pursuing professional and technical courses in recognized institutions in India and abroad. The scheme offers need-based loans with a maximum limit of ₹7,50,000/- for studies in India and ₹15,00,000/- for studies abroad. To be eligible the applicant must be a permanent resident of Delhi, with an annual family income below ₹5,00,000/-.
क्या ये सहायक था?
शेयर
समाचार और अपडेट
कोई नई खबर और अपडेट उपलब्ध नहीं है
