- विवरण
- फ़ायदे
- पात्रता
- आवेदन प्रक्रिया
- आवश्यक दस्तावेज़
- अधिकतर पूछे जाने वाले सवाल
- स्रोत और संदर्भ
- प्रतिपुष्टि
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।externalApplyDes
आवेदन करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।externalApplyDes
आवेदन करें
पात्रता की जाँच करें
Ministry Of Social Justice and Empowerment
Education Loan Scheme
Education
Insurance
Loan
Other Backward Class
विवरण
The objective of the "Education Loan" scheme by the National Backward Classes Finance And Development Corporation, Ministry of Social Justice & Empowerment, is to extend Education Loans to the students of Backward Classes for pursuing professional/technical education at the graduate and higher levels and for pursuing vocational Courses. All professional and technical courses at the graduate and higher levels are approved by the appropriate authority and vocational courses.
COURSES COVERED
All professional and technical courses at the graduate and higher levels are approved by an appropriate authority and vocational courses.
MORATORIUM PERIOD
The moratorium period for recoveries from these Channel Partners is hereby uniformly fixed as five years irrespective of the type and duration of the course for which loans are provided.
REPAYMENT
The maximum recovery period may be 10 years after the lapse of the moratorium period of 5 years i.e. the loan will require to be repaid to NBCFDC by the Channel Partner within 15 years of the same being disbursed.
PRE-PAYMENT OF LOAN
The borrower can repay the loan any time after the commencement of repayment of the loan. No pre-closure charges shall be insisted from the beneficiary in case of early repayment of the loan.
फ़ायदे
- Expenses Covered: Admission Fee & Tuition Fee; Books; Stationery & other instruments required for the course; examination fee; boarding & lodging expenses; insurance premium for policy during the loan period.
- Quantum of Finance:
- For Professional / Technical Courses only - 90% of the expenditure of the course is subject to a maximum loan limit of ₹15,00,000 per student (For study in India), the balance will be borne by the student/SCA.
- 85% of the expenditure of the course subject to a maximum of ₹20,00,000 per student (For studying abroad), the balance will be borne by the student/SCA.
- For Vocational Courses -
- Need-based finance to meet 90% of admissible expenses for the course which may be as ascertained by the Channel Partners based on the prevailing government stipulations, market conditions, level of specialization of course, etc. subject to the limit prescribed For Professional / Technical Courses as described above.
RATE OF INTEREST
i) For Boys : 4% p.a.
ii) For Girls : 3.5% p.a.
पात्रता
1. Members of Backward Classes, as notified by the Central Government/State Government from time to time.
2. The annual family income of the applicant is fixed at ₹ 3,00,000. The Channel Partners (State Channelising Agencies/Banks) are requested to release at least 50% of total funding to persons with annual family income up to ₹ 1,50,000.
3. The applicant should have obtained admission for any professional and technical courses approved by an appropriate agency such as AICTE, Medical Council of India, UGC, etc. in a duly accredited/recognized institute. Minimum 50% marks in qualifying exam i.e. the exam whose qualification is a pre-requisite for the course.
4. Should have secured admission to professional/technical courses in India or abroad through an entrance test/merit-based selection process.
OR
The trainees should have secured admission in a course of the duration of at least period of six months in India and or supported by a Ministry/Deptt./Organization of the Government or a Company/Society/Organization supported by the National Skill Development Corporation or State Skill Missions/State Skill Corporations, Sector Skill Council approved courses, preferably leading to a Certificate/ Diploma/Degree, etc. issued by a Government Organization or an organization recognized /authorized by the Government to do so including but not limited to Nursing, Pharma, Tourism & Catering, Teachers Training, etc.
आवेदन प्रक्रिया
ऑफलाइन
ऑनलाइन
- Eligible persons desirous of obtaining financial assistance under NBCFDC schemes should contact the Distt. Collector or Distt. Manager/Officer/Branch Manager of respective Channel Partners (CPs) in their respective States/Distt.
आवश्यक दस्तावेज़
- Proof of Identity (Aadhaar Card)
- Passport Sized Photograph
- Proof of Educational Qualification (Passing Certificate / Marksheet)
- Caste Certificate (issued by the relevant authority of District Administration).
- Annual Family Income Certificate on self-certification of the beneficiaries with the endorsement of the same by any Gazetted Officer notified by the State/Central government.
- In the case of a loan being applied at the Bank (Channel Partner), Self-Certification assessed and endorsed by the Branch Manager can be treated as valid proof.
- Bank Details of the Applicant.
अधिकतर पूछे जाने वाले सवाल
What Is The Full-Form Of NBCFDC?
The full-form of NBCFDC is "National Backward Classes Finance And Development Corporation".
Which Ministry/Department Manages This Scheme?
This scheme is managed by the Ministry of Social Justice & Empowerment.
For What Purposes Can The Amount Of The Loan Be Utilized?
The amount of the loan can be utilized by the students of Backward Classes for pursuing professional/technical education at the graduate and higher levels and for pursuing vocational Courses.
What Kinds Of Expenses Are Covered In This Scheme?
The following expenses are covered: Admission Fee & Tuition Fee; Books; Stationery & other instruments required for the course; examination fee; boarding & lodging expenses; insurance premium for policy during the loan period.
What Percentage Of The Expenditure On The Course Will Be Borne By The Student/SCA? Is There An Upper Ceiling?
90% of the expenditure of the course is subject to a maximum loan limit of ₹15,00,000 per student (For study in India), the balance will be borne by the student/SCA.
What Is The Meaning Of SCA?
SCA means "State Channelizing Agency".
क्या ये सहायक था?
समाचार और अपडेट
कोई नई खबर और अपडेट उपलब्ध नहीं है
शेयर
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।externalApplyDes
आवेदन करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।externalApplyDes
आवेदन करें
पात्रता की जाँच करें
Ministry Of Social Justice and Empowerment
Education Loan Scheme
Education
Insurance
Loan
Other Backward Class
विवरण
फ़ायदे
पात्रता
आवेदन प्रक्रिया
आवश्यक दस्तावेज़
अधिकतर पूछे जाने वाले सवाल
The objective of the "Education Loan" scheme by the National Backward Classes Finance And Development Corporation, Ministry of Social Justice & Empowerment, is to extend Education Loans to the students of Backward Classes for pursuing professional/technical education at the graduate and higher levels and for pursuing vocational Courses. All professional and technical courses at the graduate and higher levels are approved by the appropriate authority and vocational courses.
COURSES COVERED
All professional and technical courses at the graduate and higher levels are approved by an appropriate authority and vocational courses.
MORATORIUM PERIOD
The moratorium period for recoveries from these Channel Partners is hereby uniformly fixed as five years irrespective of the type and duration of the course for which loans are provided.
REPAYMENT
The maximum recovery period may be 10 years after the lapse of the moratorium period of 5 years i.e. the loan will require to be repaid to NBCFDC by the Channel Partner within 15 years of the same being disbursed.
PRE-PAYMENT OF LOAN
The borrower can repay the loan any time after the commencement of repayment of the loan. No pre-closure charges shall be insisted from the beneficiary in case of early repayment of the loan.
क्या ये सहायक था?
शेयर
समाचार और अपडेट
कोई नई खबर और अपडेट उपलब्ध नहीं है
