The objective of the DDSSY scheme is to provide quality medical care and treatment, including hospitalization and surgeries, to the residents of Goa through government and private hospitals on a cashless basis.

The scheme covers all residents of Goa who have lived in the state for five years or more.

The insurance cover is up to ₹2,50,000/- per annum for a family of three or fewer members and up to ₹4,00,000/- for a family of four or more members. The maximum claim cannot exceed ₹4,00,000/- annually.

Required documents include an Aadhar Card or enrolment slip, proof of residence in Goa for five years, a ration card to define the family, and additional documents for specific categories like caste certificates or disability certificates.

Beneficiaries can approach an Empanelled Health Care Provider (EHCP) listed on the DDSSY website. After consulting with a doctor, the hospital's DDSSY Sahayak will raise a pre-authorization request for the required procedure.

Yes, individuals can opt for higher insurance coverage by paying an additional premium directly to the insurance company, without affecting the government-provided benefits.

The scheme covers 447 medical procedures.

If aware of the required procedure, beneficiaries can check the DDSSY website for a list of EHCPs performing that procedure and visit the hospital of their choice from the empanelled list.

Applications can be submitted at Goa Electronics Ltd., Ground Floor, Shrama Shakti Bhavan, Patto Plaza, EDC Complex, Panaji, Goa.

For more information, beneficiaries can contact the DDSSY helpline at 0832-2438844 or email ddssydhs@gmail.com. The website ddssygoa.mdindia.com also provides detailed information.