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Ministry Of Housing & Urban Affairs

Credit Linked Subsidy Scheme for Middle Income Group

Credit Linked
आवेदन प्रक्रिया
आवश्यक दस्तावेज़
अधिकतर पूछे जाने वाले सवाल
The Ministry of Housing and Urban Affairs (MoHUA) has introduced an interest subsidy scheme for acquisition/construction of houses (including repurchase) to cater to the Middle Income Group (MIG) called “Credit Linked Subsidy Scheme for Middle Income Group (CLSS for MIG)” given the projected growth of urbanization in India and the consequent housing demands. CLSS for MIG will be implemented initially in 2017 for a period of one-year w.e.f. 01 January 2017. This will also be implemented as a Central Sector Scheme. Under the Scheme, beneficiaries of the Middle-Income Group (MIG) can seek housing loans from Banks, Housing Finance Companies, and other such institutions for the acquisition/ construction of houses (including re-purchase).
Key highlights of the scheme:
All the Statutory towns as per Census 2011 and towns notified subsequently including Notified Planning/Development Areas and the areas falling within notified Planning/Development area under the jurisdiction of an Industrial Development Authority/Special Area Development Authority/Urban Development
Authority or any such Authority under State legislation.
Interest subsidy on housing loan for acquisition/construction of houses (including re-purchase).
A beneficiary family will comprise a husband, wife, unmarried sons, and/or unmarried daughters. An adult earning member (irrespective of marital status) can be treated as a separate household.
  • CLSS for MIG will be implemented and monitored by the Mission Directorate formed under MoHUPA to implement PMAY(U) Mission.
  • State Level Sanctioning & Monitoring Committee (SLSMC) and State Level Bankers Committee (SLBC) will monitor the scheme through its prevalent institution mechanism.
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