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Interest Subvention Scheme For Housing Loan For Regular State Government Employee Under APUN GHAR

Interest Subvention
State Government Employee
आवेदन प्रक्रिया
आवश्यक दस्तावेज़
अधिकतर पूछे जाने वाले सवाल
Apun Ghar is a new home loan scheme for Assam Government employees as per announcement made in the Budget Speech,2016-2017 under which home loans will be provided to the state Government employees at subsidized interest rates to purchase/construct a new house/flat, purchase of an existing/old house/flat or takeover of Home Loans from other Banks only. With Assam Government Interest Subvention Scheme of 3.50%, the present effective rate will be 5% for women and 5.05 % for men.

The subsidy amount will be released by way of credit to the Salary accounts of the employees from where the installment towards the Home loan is recovered by charging to the prefunded subsidy account maintained by the Government of Assam. The list of beneficiaries will be submitted to Govt. of Assam on monthly basis after the release of the subsidy.
On the basis of SBI’s proposal,the State Government has decided to provide a loan repayment schedule to the State Government employees with pensionable service beyond the age of retirement up to 70 years of age. SBI offered this proposal for those employees who maintain their pension account with SBI and who would provide an undertaking and Standard Instruction (SI) to SBI for the suitable deduction against the EMIs from the pension account.

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