Question 1

What is myScheme?

Accepted Answer

myScheme is an e-Marketplace for Govt. schemes and services. Using myScheme you can find various government schemes, check your eligibility, and apply for the schemes.

Question 2

How myScheme will help common citizens?

Accepted Answer

myScheme will reduce the time and effort of citizens in searching for appropriate government schemes.The easy user interface of myScheme helps common people a lot in discovering and applying for schemes.

Question 3

Can I apply for the schemes through myScheme?

Accepted Answer

For now, the platform shall direct you to the application page of the scheme of your choice.It is envisaged that in the upcoming phases, myScheme shall have the feature to apply for schemes / services from within the platform/ app.

Question 4

How does myScheme work? How do I check for my eligibility through myScheme ?

Question 5

What all information about a particular scheme can I find on myScheme ?

Accepted Answer

myScheme provides details on the eligibility criteria, application process, and benefits being offered under that scheme. myScheme also answers the Frequently Asked Questions(FAQs) about the scheme.

Question 6

What are the broad sectors across which the schemes are available in myScheme ?

Accepted Answer

In myScheme, schemes & services are available across a wide range of sectors such as Agriculture, Rural & Environment, Business & Entrepreneurship, Education & Learning, Health & Wellness, Housing & Shelter, Banking, Financial Services & Insurance, Public Safety, Law & Justice, Science, IT & Communication, Skills & Employment, Social welfare & Empowerment, Sports & Culture, Tax & Revenue, Transport & Infrastructure, Travel & Tourism, Utility & Sanitation.

Question 7

Does the myScheme platform provide multilingual support?

Accepted Answer

Yes, currently the platform content is available in two languages i.e., Hindi & English. Content in other Indian languages will also be provided soon.

Question 8

Does myScheme showcase Central as well as State - specific schemes ?

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. State schemes will also be onboarded soon.

Question 9

I could not find a scheme XYZ on the myScheme platform.

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. Many more schemes will be added soon. You may leave your suggestion in the feedback sectionfor the same.

Question 10

I found some errors in the content of the schemes.

Accepted Answer

In case of any issue in the content, please refer to the English version and if the issue is found there also please refer to respective Ministry's portal. You may also send email to support-myscheme[at]digitalindia[dot]gov[dot]in

Question 11

I want to explore the schemes under which Legal Assistance is provided to the citizens.Would it be possible through myScheme?

Accepted Answer

Yes, the “Tags” feature of myScheme empowers the citizen to explore the schemes based on the type and the extent of the benefits provided.

Question 12

I want to apply for a specific scheme but I need to know the documents that I am needed to provide to apply.Can I find this information in myScheme?

Accepted Answer

Yes, myScheme provides the complete list of the required documents for all the schemes.

Question 13

Q 1. Are SHGs That Are Availing Subsidy Under Any Other Scheme Eligible Under This Scheme?

Accepted Answer

Ans. No, the Self Help Groups availing interest subvention under this scheme are not eligible for interest subversion under any other scheme.

Question 14

Q 2. Are All SHGs Eligible For Interest Subvention Under VISVAS Scheme?

Accepted Answer

Ans. Only SHGs with 100% SC/OBC members with Standard Accounts are eligible to benefit under this interest subvention scheme.

Question 15

Q 3. What Are The Key Features Under The VISVAS Scheme?

Accepted Answer

Ans. All SC/OBC individuals and Self Help Groups with annual family income up to Rs. 3.00 Lakh will be eligible for interest subvention @ 5% on loans up to Rs lakhs.

Question 16

Q 4. What Does VISVAS In The Scheme Stand For?

Accepted Answer

Ans. VISVAS in the scheme name stands for Vanchit Ikai Samooh aur Vargon ko Aarthik Sahayata.

Question 17

What is the Maximum Loan Limit for SHGs?

Accepted Answer

The Maximum loan limit for SHGs is ₹ 4,00,000

Question 18

What Is The Maximum Loan Limit For individual?

Accepted Answer

The Maximum Loan Limit For an Individual Is ₹ 2,00,000

Question 19

What is the Maximum Subvention Amount for this scheme?

Accepted Answer

The Maximum Subvention Amount For This Scheme is @5% P.A.

Question 20

What shall be the Mode Of Payment Of the Subvention?

Accepted Answer

The Mode of payment of the Subvention shall be Through Direct Transfer of Subvention Amount into operating account of SHG or Individual.

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Vanchit Ikai Samooh Aur Vargon Ko Aarthik Sahayata Yojana

Ministry Of Social Justice and Empowerment

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Ministry Of Social Justice and Empowerment

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Vanchit Ikai Samooh Aur Vargon Ko Aarthik Sahayata Yojana

Ministry Of Social Justice and Empowerment

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Application Process

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Frequently Asked Questions

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Vanchit Ikai Samooh Aur Vargon Ko Aarthik Sahayata Yojana

Ministry Of Social Justice and Empowerment

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