Check Eligibility


Rythu Bima Scheme

Crop Insurance Scheme
Economic And Social Security
Farmers Group Life Insurance Scheme
Farmers Group Life Insurance Scheme
Financial Assistance To Farmers
Financial Security Of Farmers
Insurance Scheme For Farmers
Welfare Of Farming Community
Application Process
Documents Required
Frequently Asked Questions
In order to ensure the economic and social security of the farmers, the Government of Telangana has conceptualized and implementing an innovative scheme named as Farmers Group Life Insurance Scheme (Rythu Bima) in addition to other initiatives in the agriculture sector.

Here are some key details about the Rythu Bima Scheme of Telangana:

Eligibility: Farmers in the state of Telangana are eligible to apply for the Rythu Bima Scheme.
Implementation: The scheme is implemented by the Department of Agriculture, Government of Telangana
Premium: The premium for the scheme is 2% of the sum insured for non-loanee farmers and 1% of the sum insured for loanee farmers. The government of Telangana provides a subsidy of 75% of the total premium amount for all farmers.
Sum insured: The sum insured under the scheme is based on the value of the crop and the area cultivated. The minimum sum insured is Rs. 5,000 per acre, and the maximum sum insured is Rs. 1,50,000 per acre.
Coverage: The Rythu Bima Scheme covers crops such as paddy, cotton, maize, chilies, turmeric, and other vegetables and fruits.
Claims: In case of crop damage, the farmer can claim compensation equal to the sum insured. The claim process is simple, and the payment is made directly to the farmer's bank account.

The main objective of the Farmers Group Life Insurance Scheme (Rythu Bima), is to provide financial relief and social security to the family members/ dependents, in case of the loss of a farmer’s life due to any reason. In the event of the loss of the farmer's life, their families are facing severe financial problems even for their day-to-day needs.

The farmer's Group Life Insurance Scheme ensures financial security and relief to the bereaved members of the farmer’s family. Farmers in the age group of 18 to 59 years are eligible for enrollment under the scheme. The entire premium is paid by the government to the Life Insurance Corporation of India (The largest public sector PSU for Insurance in India).In the event of the death of the enrolled farmer due to any cause including natural death, the insured amount of 5.00 Lakhs INR (Approx. USD 6928) is deposited into the designated nominee account within (10) days.

Overall, This scheme has a tremendous impact on the lives of the bereaved families and helps their livelihoods since most of them are resource-poor small farmers and belong to weaker sections of society. The Rythu Bima Scheme is a significant step towards ensuring the financial security of farmers in Telangana. Moreover, Scheme aims to provide financial security to the farmers' families in the event of their untimely demise or disability, thus providing them with peace of mind and reducing their financial burden.
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