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Mukhayamantri Saur Swarojgar Yojna

Uttarakhand

Agriculture Department
Mukhayamantri
Saur Swarojgar
Details
Benefits
Eligibility
Application Process
Documents Required
Frequently Asked Questions
Details
In the Himalayan belt of northern India, Uttarakhand (“State”) is a state that is known for its natural beauty, religious significance, and some of India’s richest forests and biodiversity. However, this natural heritage would be at risk due to the increasing impact of global warming and climate change. The state recognises the urgent need to act on climate change by reducing dependence on fossil fuels and adopting cleaner forms of energy that lead to energy security and inclusive growth of its economy.

All such small entrepreneurs, who require less capital to run their businesses, will be provided with a minimum formality of Rs. Collateral free loan facility up to 50,000 will be made available. Industry, service, business and primary sector activities, including agriculture, horticulture, animal husbandry, poultry, fisheries, meat processing/sale up to Rs. Projects up to Rs 50,000 will be financed through banks. Collateral security will not be taken on the sanctioned loan.

The scheme will be publicized through various information mediums and motivation camps will be organized at the district level to adopt self-employment through the District Industry Center. Micro businessmen/entrepreneurs will be given all kinds of information and every possible help/guidance for the operation/re-operation of enterprises/businesses in these camps. District Lead Bank Officer and Block Development Officer will also cooperate in this work.

Objective
  • The main objectives of the scheme are as follows:-
  • To ensure availability of term loans/working capital loans/combination loans to small businessmen/entrepreneurs in rural and urban areas and migrants who have returned to the state due to Covid-19 for operation/re-operation of their own enterprise/business.
  • Creation of employment opportunities in rural areas by promoting the establishment of micro-services, businesses and small industries for self-employment.
  • Encouraging to take maximum advantage of the Mudra Loan Scheme (Shishu).
  • To strengthen the economy of small businessmen/entrepreneurs in rural and urban areas.

Loans and Grants
After the payment of the first instalment of the loan sanctioned by the banks, the grant/grant will be released in one lump sum to the concerned financing bank and the loan released by the financing bank will be disbursed to the beneficiary's loan after successful operation of the enterprise/business after 02 years. account will be adjusted. The grant/grant will be paid to the concerned bank branch by direct benefit transfer to the beneficiary's account through the portal https://msy.uk.gov.in developed under the Mukhyamantri Swarozgar Yojana.

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