Kalinga Sikshya Sathi Yojana is an educational loan scheme for students who want to pursue their higher studies. The loan will be provided to any poor student, who secures admission in any professional or technical course in any University or IIM or any educational institution set up by an Act of Parliament or by State Legislature.

The "Kalinga Sikhya Sathi Yojana (KSSY)" is an Educational Loan Scheme by the Department of Higher Education, Govt. of Odisha.

The "Kalinga Sikhya Sathi Yojana (KSSY)" scheme was launched by the Hon’ble CM of Odisha.

The "Kalinga Sikhya Sathi Yojana (KSSY)" scheme was launched on 27th June 2016.

The objective of the scheme is to bring down the financial burden on the parents of the students who want to move forward with higher education.

A student can get a maximum of ₹ 10,00,000 as an educational loan under this scheme.

The applicants will have to pay only 1% interest on the loan amount. The balance amount of the interest will be borne by the Government of Odisha, Higher Education Department.

All the courses like medicine, engineering, law, management, etc are covered under this scheme.

There is no minimum loan amount mentioned in the scheme.

Generally, the Moratorium Period of education loans is a course period plus one year depending on the banks. But under KSSY, financial assistance in the form of interest subvention shall be provided for the period of repayments including the moratorium period after the completion of the course. This will prove to be very beneficial to students.

The scheme guidelines can be found at this link - https://dhe.odisha.gov.in/schemes-and-scholarship/online-application-module-for-scholarship-and-loan/kalinga-sikhya-sathi-yojna

The Offline Application Form can be found at this link - https://dhe.odisha.gov.in/sites/default/files/2021-10/DocPath%20%283%29.pdf

No, the student must be a resident/domicile of the state of Odisha.

No, in order to be eligible, the annual income of the family of the applicant should be less than or equal to ₹ 6,00,000 per annum.

No, you cannot apply to this scheme if you are already availing the benefits from any other government scheme meant for the same purpose.

Yes, you can apply to this scheme online as well as offline.

The link to the Official Website of Vidya Lakshmi portal is https://www.vidyalakshmi.co.in/.

The Income Certificate must be issued not only the below rank of Tahasildar and Additional Tahasildar or self-certified copy of IT return.