The scheme provides loans/financial assistance to Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to establish their independent profession/clinic consultation room, etc.

Beneficiaries receive a subsidy/assistance of ₹50,000/- and a loan of up to ₹3,00,000/- at an interest rate of 4%.

Applicants must be Medical Post Graduate (M.D/M.S) Doctors belonging to the Scheduled Caste category and natives of Gujarat state. There is no income limit.

No, applicants availing benefits under this scheme cannot avail benefits from any other similar government scheme.

Yes, Scheduled Caste post-graduate doctors in this category are not entitled to any loan/assistance under this scheme.

It must be used only for the purpose for which it is given. Any misuse will result in the recovery of the amount with penal interest.

The sanctioned loan will be recovered over a period of four years in equal monthly installments after the completion of the installment, including interest on the loan taken by the applicant from the bank or other financial institution, or after eight years, whichever is earlier.

Yes, the applicant is free to repay the outstanding amount earlier than the stipulated time.

A penal interest at the rate of 2.50% will be charged along with the installments if the applicant fails to repay the sanctioned loan within the stipulated time.

Eligible applicants can apply through the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/