Question 1

What is myScheme?

Accepted Answer

myScheme is an e-Marketplace for Govt. schemes and services. Using myScheme you can find various government schemes, check your eligibility, and apply for the schemes.

Question 2

How myScheme will help common citizens?

Accepted Answer

myScheme will reduce the time and effort of citizens in searching for appropriate government schemes.The easy user interface of myScheme helps common people a lot in discovering and applying for schemes.

Question 3

Can I apply for the schemes through myScheme?

Accepted Answer

For now, the platform shall direct you to the application page of the scheme of your choice.It is envisaged that in the upcoming phases, myScheme shall have the feature to apply for schemes / services from within the platform/ app.

Question 4

How does myScheme work? How do I check for my eligibility through myScheme ?

Question 5

What all information about a particular scheme can I find on myScheme ?

Accepted Answer

myScheme provides details on the eligibility criteria, application process, and benefits being offered under that scheme. myScheme also answers the Frequently Asked Questions(FAQs) about the scheme.

Question 6

What are the broad sectors across which the schemes are available in myScheme ?

Accepted Answer

In myScheme, schemes & services are available across a wide range of sectors such as Agriculture, Rural & Environment, Business & Entrepreneurship, Education & Learning, Health & Wellness, Housing & Shelter, Banking, Financial Services & Insurance, Public Safety, Law & Justice, Science, IT & Communication, Skills & Employment, Social welfare & Empowerment, Sports & Culture, Tax & Revenue, Transport & Infrastructure, Travel & Tourism, Utility & Sanitation.

Question 7

Does the myScheme platform provide multilingual support?

Accepted Answer

Yes, currently the platform content is available in two languages i.e., Hindi & English. Content in other Indian languages will also be provided soon.

Question 8

Does myScheme showcase Central as well as State - specific schemes ?

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. State schemes will also be onboarded soon.

Question 9

I could not find a scheme XYZ on the myScheme platform.

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. Many more schemes will be added soon. You may leave your suggestion in the feedback sectionfor the same.

Question 10

I found some errors in the content of the schemes.

Accepted Answer

In case of any issue in the content, please refer to the English version and if the issue is found there also please refer to respective Ministry's portal. You may also send email to support-myscheme[at]digitalindia[dot]gov[dot]in

Question 11

I want to explore the schemes under which Legal Assistance is provided to the citizens.Would it be possible through myScheme?

Accepted Answer

Yes, the “Tags” feature of myScheme empowers the citizen to explore the schemes based on the type and the extent of the benefits provided.

Question 12

I want to apply for a specific scheme but I need to know the documents that I am needed to provide to apply.Can I find this information in myScheme?

Accepted Answer

Yes, myScheme provides the complete list of the required documents for all the schemes.

Question 13

What is the objective of this scheme?

Accepted Answer

The scheme offers loans for the purchase of consumer durables, including T.V.s, refrigerators, and two-wheelers that covers 75% of the product cost at an interest rate of 14%.

Question 14

What is the maximum loan amount a person can avail?

Accepted Answer

The loan covers up to 75% of the cost of the product.

Question 15

Is there any ceiling on the loan amount?

Accepted Answer

No, there is no upper ceiling on the loan amount.

Question 16

What is the rate of interest for the loan?

Accepted Answer

The interest rate is 14%, but it is subject to change.

Question 17

What items can be purchased with this loan?

Accepted Answer

The loan can be used to purchase consumer durables such as T.V.s, refrigerators, and two-wheelers.

Question 18

Who is eligible for this loan?

Accepted Answer

Any resident of Tamil Nadu can apply for the loan.

Question 19

Is there a minimum income requirement for the loan?

Accepted Answer

There is no specific income requirement mentioned.

Question 20

What documents are required to apply for the loan?

Accepted Answer

Applicants need to provide ID proof, address proof, income proof, and an estimate or invoice for the product.

Question 21

Where can one apply for this loan?

Accepted Answer

The loan can be applied for at any District Central Cooperative Bank or its branches.

Question 22

Is there any processing fee for the loan?

Accepted Answer

The details about the processing fee depend on the bank’s policy.

Question 23

What is the repayment tenure for the loan?

Accepted Answer

The repayment tenure is decided by the bank at the time of loan sanction.

Question 24

What happens if someone defaults on the loan?

Accepted Answer

In case of default, the bank may take recovery actions as per its policies.

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District Central Cooperative Banks and through its Branches: For Consumer Durables T.V., Fridge and Two Wheelers Loan

Tamil Nadu

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District Central Cooperative Banks and through its Branches: For Consumer Durables T.V., Fridge and Two Wheelers Loan

Tamil Nadu

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District Central Cooperative Banks and through its Branches: For Consumer Durables T.V., Fridge and Two Wheelers Loan

Tamil Nadu

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Benefits

Eligibility

Application Process

Documents Required

Frequently Asked Questions

Sources And References

News and Updates

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District Central Cooperative Banks and through its Branches: For Consumer Durables T.V., Fridge and Two Wheelers Loan

Tamil Nadu

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