Question 1

What is myScheme?

Accepted Answer

myScheme is an e-Marketplace for Govt. schemes and services. Using myScheme you can find various government schemes, check your eligibility, and apply for the schemes.

Question 2

How myScheme will help common citizens?

Accepted Answer

myScheme will reduce the time and effort of citizens in searching for appropriate government schemes.The easy user interface of myScheme helps common people a lot in discovering and applying for schemes.

Question 3

Can I apply for the schemes through myScheme?

Accepted Answer

For now, the platform shall direct you to the application page of the scheme of your choice.It is envisaged that in the upcoming phases, myScheme shall have the feature to apply for schemes / services from within the platform/ app.

Question 4

How does myScheme work? How do I check for my eligibility through myScheme ?

Question 5

What all information about a particular scheme can I find on myScheme ?

Accepted Answer

myScheme provides details on the eligibility criteria, application process, and benefits being offered under that scheme. myScheme also answers the Frequently Asked Questions(FAQs) about the scheme.

Question 6

What are the broad sectors across which the schemes are available in myScheme ?

Accepted Answer

In myScheme, schemes & services are available across a wide range of sectors such as Agriculture, Rural & Environment, Business & Entrepreneurship, Education & Learning, Health & Wellness, Housing & Shelter, Banking, Financial Services & Insurance, Public Safety, Law & Justice, Science, IT & Communication, Skills & Employment, Social welfare & Empowerment, Sports & Culture, Tax & Revenue, Transport & Infrastructure, Travel & Tourism, Utility & Sanitation.

Question 7

Does the myScheme platform provide multilingual support?

Accepted Answer

Yes, currently the platform content is available in two languages i.e., Hindi & English. Content in other Indian languages will also be provided soon.

Question 8

Does myScheme showcase Central as well as State - specific schemes ?

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. State schemes will also be onboarded soon.

Question 9

I could not find a scheme XYZ on the myScheme platform.

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. Many more schemes will be added soon. You may leave your suggestion in the feedback sectionfor the same.

Question 10

I found some errors in the content of the schemes.

Accepted Answer

In case of any issue in the content, please refer to the English version and if the issue is found there also please refer to respective Ministry's portal. You may also send email to support-myscheme[at]digitalindia[dot]gov[dot]in

Question 11

I want to explore the schemes under which Legal Assistance is provided to the citizens.Would it be possible through myScheme?

Accepted Answer

Yes, the “Tags” feature of myScheme empowers the citizen to explore the schemes based on the type and the extent of the benefits provided.

Question 12

I want to apply for a specific scheme but I need to know the documents that I am needed to provide to apply.Can I find this information in myScheme?

Accepted Answer

Yes, myScheme provides the complete list of the required documents for all the schemes.

Question 13

What is the loan amount provided under this scheme and at what interest rate?

Accepted Answer

Eligible students can avail a loan of ₹15 lakhs at an interest rate of 4%.

Question 14

What expenses does the loan cover?

Accepted Answer

The loan covers expenses such as tuition fees, books, hostel fees, living expenses, travel expenses, and pocket money for graduate and postgraduate courses.

Question 15

Who is eligible to apply for this loan?

Accepted Answer

Applicants must be natives of Gujarat and belong to the Scheduled Caste category of the state.

Question 16

Are there specific academic qualifications required for loan eligibility?

Accepted Answer

Yes, loans are available for postgraduate, Ph.D., higher-level research, and computer courses to those who have secured 50% or more marks in graduation.

Question 17

Can loans be availed for technical and professional courses abroad after the 12th standard?

Accepted Answer

Yes, loans are available for technical and professional courses abroad after the 12th standard.

Question 18

Is there a limit to the number of family members who can receive the loan?

Accepted Answer

Loans can be provided to a maximum of two persons from the same family.

Question 19

Is there an income limit for loan eligibility?

Accepted Answer

No, there is no income limit for loan eligibility.

Question 20

What are the requirements regarding the recognition of the foreign institution and degree obtained?

Accepted Answer

The institution and degree must be recognized by the government of the respective foreign country.

Question 21

When does the loan approval process start?

Accepted Answer

Approval is processed once the visa and air ticket have been issued.

Question 22

When does loan repayment start and what is the repayment period?

Accepted Answer

Loan repayment starts six months after the completion of the student's course and must be completed within 10 years.

Question 23

How can eligible applicants apply for the loan?

Accepted Answer

Eligible applicants can apply through the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/

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Gujarat

Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries

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Dr. Baba Saheb Ambedkar Loan for Higher Study in Foreign Countries

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