Government of Arunachal Pradesh, along with the Government of India has launched both these schemes to provide cashless treatment to eligible beneficiaries requiring hospitalization. This initiative is part of the Government’s vision to ensure that its citizens – especially the poor and vulnerable groups, have universal access to quality healthcare services.

To reduce out of pocket expenses for the identified poor & deprived families of the state, other indigenous population and State Government Employees. To provide quality treatment for various defined illnesses, requiring hospitalization. The schemes provide coverage for predefined hospitalization procedures which includes surgical & medical ailments, to members of eligible families up to Rs.5 Lakh with a capping for secondary care up to Rs.1 Lakh and for tertiary care for Rs.4 lakh per family per year. "Cashless hospitalization” is the benefit given under the scheme, which means the facility extended by the Government to the assured family where the payments, of the costs of treatment undergone by the assured beneficiary in accordance with the scheme terms and conditions, are directly made to the network hospital by the Government to the extent per-authorization approved.

The term ‘family’ means and includes:- Husband or wife as the case may be and other dependent family members. Dependent Family Members: parents (female employee can have either her parents or her parents-in-l as dependents) sisters, widowed sisters, widowed daughters, minor brothers and minor sister, children and stepchildren wholly dependent upon the Government Servant and are normally residing with the Government Servant (son up to the age of 25 or till his marriage whichever is earlier and daughter till she gets married). Also now included, dependent divorced / separated daughters (including their dependent minor children) and step-mother.

Services under the schemes can be availed at various empaneled public and private health care facilities. Impalement of the hospitals under the scheme will be conducted through an online portal by the State Government. Information about empaneled hospitals will be made available on the website www.cmaay.com.

No, the enrollment would be conducted at fixed District Kiosks, during all official working days.