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Himachal Pradesh

Schemes Of H.P. Backward Classes Finance & Develpoment Corporation

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Frequently Asked Questions
Social, educational and economic upliftment of the notified backward classes living below the poverty line. 50,000/- to Rs.5.00 Lakhs at the rate of 6 percent interest and above Rs.5,00 Lakhs at the rate of 7 percent for various projects in the field of agriculture, handicrafts, ancestral business, small and cottage industries, transport services etc. Loans are made available. Under Swarnima Yojana, women living below the poverty line of backward classes are provided loans at the rate of 5 percent interest for self-employment. Interest-free loans up to Rs.75,000/- for higher education are made available to such students whose family's annual income is less than Rs.98,000/-. For technical and vocational education, loans up to Rs.5.00 lakh are made available for boys at 4 percent interest rate and for girls at 350 percent interest rate.
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