1. Under this scheme, an interest-free loan of up to ₹2,00,000/- is provided to registered construction workers for the purchase or construction of their houses.

1. The applicant should be registered under the Haryana Building & Other Construction Workers Welfare Board.
2. The registered worker should have regular membership for at least 5 years and 8 years are left to attain the age of 60 years.
3. The maximum age of the worker should be 52 years. So that he/she can repay the loan in the next 8 years.
4. This facility will be available once in a lifetime.
5. The application frequency is limited to once.

Documents required for registration under HBOCWWB:

1. Identity proof i.e. Aadhaar Card, Voter Card
2. Passport-size photograph
3. Attested work experience document
4. Proof of residence
5. Ration Card
6. Bank account details
7. Caste Certificate (If applicable)
8. Proof of age
9. Parivar Pehchan Patra (Family ID)
10. Disability certificate (If applicable)
11. Any other documents as required

Documents required for Scheme Benefits:

1. Identity proof/ID Card of Worker
2. Location Certificate
3. Land tax receipt
4. Original document
5. Plan and estimate (approved)
6. Encumbrance Certificate of 14 years
7. Terminal benefit declaration
8. Attested copy of ration card (pages 2,4) for maintenance application
9. Ownership of the building (for maintenance only)
10. Attested copies of identity card and passbook
11. Title clearance certificate
12. Age certificate of the building (for maintenance only)
13. Valuation certificate of the building (for maintenance only)
14. No objection certificate from the authorities for construction
15. Declaration from the applicant that neither he/she/ nor his/her spouse or children own a house (for new construction)
16. Any other documents as required