The scheme “Atal Beemit Vyakti Kalyan Yojana (ABVKY)” was introduced by the Employees’ State Insurance Corporation (ESIC) on a pilot basis for a period of 2 years w.e.f. 01.07.2018 for providing relief to the Insured Persons (IPs) who have become unemployed. Under this scheme relief in the form of cash compensation to the extent of 50% of the average per day earnings was paid up to a maximum of 90 days of unemployment subject to conditions that the employee should have completed two years of Insurable employment and has contributed not less than Seventy-Eight (78) days in each of the three consecutive contribution periods immediately preceding to the claim of the relief.

Employees’ State Insurance Corporation (ESIC), Ministry of Labour & Employment, Government of India

• The Insured Person (IP) should have been rendered unemployed during the period the relief is claimed. • The Insured Person should have been in insurable employment for a minimum period of two years. • The Insured Person should have contributed not less than 78 days during each of the preceding four contribution periods. • The contribution in respect of him/her should have been paid or payable by the employer. • The unemployment contingency should not have resulted from any punishment for misconduct, superannuation, or voluntary retirement. • The Aadhaar and Bank Account of the Insured Person should be linked with the insured person database.

1. During lockout 2. Strike resorted to by the employees declared illegal by the competent authority 3. Voluntary abandonment of employment/ voluntary retirement/ premature retirement 4. Less than two years of contributory service 5. On attaining the age of superannuation 6. Convicted (i.e. punished for false statement) under the provisions of Section 84 of the ESI Act read with Rule 62 of the ESI (Central) Rule 7. On being re-employed elsewhere during the period he/she is in receipt of Relief under ABVKY 8. Dismissal/termination under disciplinary action 9. On the death of IP

• The scheme provides relief to the extent of 50% of the average per day earnings of employees during their last employment. • The relief amount to be paid up to a maximum of 90 days of unemployment subject to conditions that the employee should have completed two years of Insurable employment and has contributed not less than Seventy-Eight (78) days in each of the three consecutive contribution periods.

The insured person should have been in insurable employment for a minimum period of two years immediately before their unemployment.

The insured person should have contributed for not less than 78 days in the contribution period immediately preceding the unemployment.

Yes, in addition to the 78 days in the immediate preceding contribution period, the insured person must also have a minimum of 78 days of contribution in one of the remaining three contribution periods within the two years prior to unemployment.

An Unemployment Insurance claim becomes due 30 days after the date of unemployment.

No, under the ESI scheme, an individual working for multiple employers will be considered unemployed only if they are rendered unemployed with all employers simultaneously.

If an individual covered under the ESI scheme is unemployed with only one of the multiple employers, they will not be considered unemployed for the purposes of ESI benefits. Unemployment status is determined when an individual is unemployed with all employers simultaneously under the scheme.

No, all Insured Persons covered under the ESI Act are automatically entitled to the scheme benefits, and no separate registration is required. The entitlement is based on the coverage under the ESI Act, and eligible individuals are granted access to the benefits without the need for additional registration.

Such employees, if fulfil the required eligibility conditions are eligible for relief under the scheme. But the claimant must have been unemployed during the period of claim.

The age of superannuation of any insured person is company specific as per company’s policy in accordance with law. As per the explanation under Section 56 of the ESI Act the age of superannuation can be taken as age of sixty years.

The application for the claims benefits can be made online at website www.esic.in along with submission of the physical claim with an affidavit, photocopy of Aadhaar Card and Bank Account details to the designated ESIC Branch Office by post or in person.