- विवरण
- फ़ायदे
- पात्रता
- आवेदन प्रक्रिया
- आवश्यक दस्तावेज़
- अधिकतर पूछे जाने वाले सवाल
- स्रोत और संदर्भ
- प्रतिपुष्टि
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।अधिक जानने के लिए कृपया जाएँ
आवेदन करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।अधिक जानने के लिए कृपया जाएँ
आवेदन करें
पात्रता की जाँच करें
Term Loan Scheme
Maharashtra
विवरण
फ़ायदे
Loan Amount:
- NSFDC provides Term Loans ranging from ₹1,00,000 to ₹2,50,000 for various schemes, with separate limits for vehicle loans.
Project Financing:
- NSFDC finances 75% of the project cost. The corporation provides 20% as a Seed Loan. ₹10,000 is provided as a subsidy.
- The remaining 5% of the project cost is contributed by the beneficiary.
Interest Rates:
For Loans up to ₹5,00,000: NSFDC charges 7% per annum. The corporation charges 4% per annum.
For Loans above ₹5,00,000: NSFDC charges 8% per annum. The corporation charges 4% per annum.
- Repayment Terms: Loan instalments are payable monthly over a period of up to 60 months.
- This structure ensures clear and concise information about the Term Loan Scheme for potential beneficiaries.
पात्रता
- The applicant should be a permanent resident of Maharashtra.
- The applicant should belong to the Charmakar Community.
- The applicant's age should be between 18 and 50 years.
- For the 50% Subsidy Scheme and Margin Money, the applicant's annual income should be below the poverty line.
- The applicant should be able to provide an Income and Caste Certificate from an authorized government officer.
- The applicant should have knowledge of the business for which they are applying for the loan.
- For the NSFDC Scheme:
- Income should be below ₹98,000 for rural areas.
- Income should be below ₹1,20,000 for urban areas.
आवेदन प्रक्रिया
आवश्यक दस्तावेज़
- Aadhaar Card.
- Caste Certificate
- Annual Income Certificate.
- Ration Card.
- Passport-size Photograph of the applicant and his/her spouse.
- Bank Passbook.
- Detailed Project Report.
- Loan Documents.
अधिकतर पूछे जाने वाले सवाल
What is the Term Loan Scheme?
The Term Loan Scheme provides financial assistance to economically disadvantaged members of the Charmakar Community for various business purposes.
Who is eligible to apply for the Term Loan Scheme?
Applicants must belong to the Charmakar Community, be aged 18-50, and meet specific income requirements.
What is the maximum loan amount provided under this scheme?
NSFDC provides loans ranging from ₹1,00,000 to ₹2,50,000 for various business schemes.
What is the interest rate on the term loan?
NSFDC charges 7% interest per annum, while the Corporation charges 4% on the term loan.
Are there different interest rates for loans above ₹5,00,000?
Yes, NSFDC charges an 8% interest rate for loans above ₹5,00,000, with a 4% rate from the Corporation.
How is the loan amount structured?
75% of the project cost is covered by NSFDC, 20% by the Corporation as a seed loan, ₹10,000 as a subsidy, and 5% is the beneficiary's contribution.
Is there a subsidy component in this scheme?
Yes, a subsidy of ₹10,000 is included in the loan amount to support beneficiaries.
What are the repayment terms for the loan?
The loan installments are payable monthly, with a repayment period of up to 60 months.
What types of business activities are covered by this scheme?
The scheme covers various business purposes, including footwear and leather production, and also has specific provisions for vehicle loans.
Do applicants need to reside in Maharashtra?
Yes, applicants must be permanent residents of Maharashtra.
समाचार और अपडेट
कोई नई खबर और अपडेट उपलब्ध नहीं है
शेयर
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।अधिक जानने के लिए कृपया जाएँ
आवेदन करें
योजनाओं के लिए आवेदन करने से पहले आपको साइन इन करना होगा
कुछ गलत हो गया। कृपया बाद में पुन: प्रयास करें
ऐसा लगता है कि आपने अपना आवेदन पहले ही शुरू कर दिया है।अधिक जानने के लिए कृपया जाएँ
आवेदन करें
पात्रता की जाँच करें
Term Loan Scheme
Maharashtra
शेयर
समाचार और अपडेट
कोई नई खबर और अपडेट उपलब्ध नहीं है
