- Details
- Benefits
- Eligibility
- Application Process
- Documents Required
- Frequently Asked Questions
- Sources And References
- Feedback
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Karnataka
Subsidy Scheme for Self-help Groups of Minorities
Self-employment
SHGs
Subsidy
Details
The "Subsidy Scheme for Self-help Groups of Minorities" was launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation. The scheme provides a subsidy of 50% of the unit cost or a maximum of ₹2,00,000/- to the self-help groups of the minority community to engage in various types of self-employment activities and make them economically self-reliant, on the loans obtained from various financial institutions recognized by the Nationalized/Scheduled Bank/RBI. An SHG is to make fixed savings and provide internal lending to the members of the group as per requirement from the savings amount of the SHG.
Benefits
- Subsidy Amount: 50% of the unit cost or a maximum of ₹2,00,000/- to the self-help groups.
NOTE:
- The subsidy will be adjusted against the repayment of the loan taken by the SHG from recognized financial institutions.
- SHGs focusing on good internal loan repayment will be given higher priority for the subsidy.
Eligibility
- The women in the Self-Help Groups (SHGs) should belong to the minority community.
- All SHG members must be permanent residents of Karnataka.
- The number of women in the Self-Help Group should be between 10 and 20.
- Only one member per family is allowed in a women’s Self-Help Group.
- The family income of the members of the women’s Self-Help Group should not exceed ₹6,00,000/-.
- The age of the members of the women’s Self-Help Group should be between 18 and 55 years.
- The women’s Self-Help Group must be registered with the Deputy Registrar.
- Members of the Self-Help Group or their family members should not be employees of the State/Central Government.
- Members of the Self-Help Group or their family members should not have availed of any loan or subsidy from the corporation in the last 5 years, except for the Arivu or foreign education loan schemes.
- Members of Self-Help Groups should not be receiving support from the corporation.
- The women’s Self-Help Group should hold regular meetings, with at least one meeting per month.
- Self-Help Groups must be operational for at least 6 months to qualify for a corporation subsidy.
- Self-Help Groups should maintain adequate bookkeeping records.
Application Process
Online
Step-01: Applicant need to visits the Karnataka Minorities Development Corporation official website.
Step-03: Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".
Step-04: Applicant will get OTP in his/her Aadhaar Linked Mobile Number.
Step-05: Enter "OTP" and select "Continue", After that Allow the official notice.
Step-06: After verifying the Aadhaar again fill in the "OTP" and Submit.
Step-07: Select the scheme "Sikhligar’s Community Development Scheme" and fill in the basic details father's name, gender, qualification detail
Step-08: Select "Next" Fill in the address detail and again select "Next".
Step-09: Upload the required document passport-size photo, educational document, income certificate, etc.
Step-10: Click "Proceed" and Select "Submit Application" and get an Application ID.
Documents Required
- Two Passport-size Photographs of each member of the SHG.
- Minority Certificate of SHG members.
- Income Certificate of SHG members.
- Aadhaar Card copy of each member.
- Project Report on self-employment activity of self-help group.
- Copy of Bank Pass Book of Self-Help Group.
- Group Photo of self-help society members.
- Copy of Minutes of meeting of the Self-Help group.
- Applicant Self-Declaration.
Frequently Asked Questions
What is the Minority Community Self-Help Group Subsidy Scheme?
It is a scheme that provides a subsidy to minority women Self-Help Groups for self-employment activities.
Who can apply for this scheme?
Women Self-Help Groups comprising members from religious minority communities who are permanent residents of Karnataka.
What financial assistance does the scheme offer?
A subsidy of 50% of the unit cost or up to ₹2,00,000/- on loans obtained from recognized financial institutions.
Can a family have more than one member in an SHG?
No, only one member per family is allowed in the SHG.
Can government employees be members of the SHG?
No, members or their family members should not be State or Central Government employees.
Is there a requirement for SHGs to hold regular meetings?
Yes, SHGs should hold at least one meeting per month.
What is a back-end subsidy?
A back-end subsidy is provided after the SHG has repaid part of the loan, not upfront.
Can SHGs apply if they have taken a loan from the corporation in the last 5 years?
No, unless it was for the Arivu Education Loan or Foreign Education Loan Scheme.
What happens if an SHG has good internal loan repayment?
SHGs with good internal loan repayment get higher priority for the subsidy.
How many members should be in the Self-Help Group?
The SHG should have between 10 to 20 women members.
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You have already submitted an application for this scheme. You may apply again only after 30 days i.e. after
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Check Eligibility
Karnataka
Subsidy Scheme for Self-help Groups of Minorities
Self-employment
SHGs
Subsidy
Details
Benefits
Eligibility
Application Process
Documents Required
Frequently Asked Questions
The "Subsidy Scheme for Self-help Groups of Minorities" was launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation. The scheme provides a subsidy of 50% of the unit cost or a maximum of ₹2,00,000/- to the self-help groups of the minority community to engage in various types of self-employment activities and make them economically self-reliant, on the loans obtained from various financial institutions recognized by the Nationalized/Scheduled Bank/RBI. An SHG is to make fixed savings and provide internal lending to the members of the group as per requirement from the savings amount of the SHG.
Was this helpful?
Share
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