- Details
- Benefits
- Eligibility
- Application Process
- Documents Required
- Frequently Asked Questions
- Sources And References
- Feedback
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Goa
Self Employment Scheme - Goa
Details
Benefits
- Financial Support up to a maximum of ₹ 10,00,000 to individuals.
- Loan/ Financial Assistance up to a maximum of ₹ 10,00,000 to the Association / Societies / Partnership / Self-help groups (SHG) / Companies.
- The beneficiary is required to contribute a 10% margin money towards the cost of the project. (The BOD may relax this condition considering the merit in each case, but this relaxation shall not be applicable to the Association / Societies / Partnership / SHG / Company etc).
Insurance
- The life of the beneficiary and the business activity shall be insured from fire, theft, cyclone and other natural calamities with the agency identified by the Corporation and the said policy shall be endorsed in the name of the Corporation.
- In the event of any calamity, the compensation received from the Insurance Company shall be adjusted against the loan outstanding in the Corporation.
Eligibility
- The applicant should be an Individual / Association / Societies / Partnership / Self-help Group (SHG) / Company.
- The applicant should be from a Scheduled Tribe (ST) Community.
- The family income of the applicant/beneficiary should not be more than ₹ 1,00,000 per annum.
- The age of the applicant should not be more than 55 years.
- Financial support should only be given to undertake any self-employment activities.
- The applicant will have to provide two guarantors / Surety who is having a sound financial status. One Guarantor should necessarily be a Government Servant.
Application Process
Documents Required
For Agricultural Sector Loan
For Allied Agriculture Activities
Processing and Manufacturing Unit, Sales and Service
For the Purchase of a Vehicle
Frequently Asked Questions
What is the definition of "Family" in the context of this scheme?
How is insurance integrated into this scheme?
What is the significance of the 10% margin money requirement for the project cost?
What are the eligibility criteria for availing the benefits of this scheme?
Can you explain the mortgage requirement for this scheme?
How long is the repayment period for the loan?
What happens if a borrower defaults on their loan installments?
Is the interest rate for the loan fixed, and how is it calculated?
How much financial assistance can an individual person belonging to the Scheduled Tribes Community expect under this scheme?
Can you explain the types of entities that are eligible to apply for financial support under the "Self Employment Scheme"?
Is there a specific maximum amount of loan available for Associations, Societies, Partnerships, SHGs, and Companies?
Can an applicant from the Scheduled Tribes Community with a family income slightly above ₹1,00,000 per annum still apply for the scheme?
Can you explain the process of applying for the "Self Employment Scheme"?
How does the Corporation decide on the repayment period for loans?
Is the relaxation of eligibility criteria possible in certain cases?
What happens if a beneficiary fails to repay the loan on time?
How does the scheme address the need for guarantors or sureties?
Can an individual apply for financial support under the "Self Employment Scheme" for any purpose other than self-employment activities?
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Check Eligibility
Goa
Self Employment Scheme - Goa
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