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Ministry Of Finance

Pradhan Mantri Suraksha Bima Yojana

Accident Insurance
Bank Account Holders
Death Insurance
Application Process
Documents Required
Frequently Asked Questions
An Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident.
Rs.20/- per annum per member. The premium will be deducted from the account holder’s bank / Post office account through ‘auto debit’ facility on or before 1st June of each annual coverage period under the scheme.
Coverage Duration:
Coverage under PMJJBY is valid for one year from 1st June to 31st May on payment of annual premium.
Accident cover assurance termination:
The accident cover of the member shall terminate / be restricted accordingly on any of the following events:
• On attaining age 70 years (age nearer birth day).
• Closure of account with the Bank or insufficiency of balance to keep the insurance in force.
In case a member is covered under PMSBY through more than one account and premium is received by insurance company inadvertently, insurance cover will be restricted to Rs. 2 lakh.
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