The premium will be deducted from the account holder’s bank / Post office account through ‘auto debit’ facility.

Coverage under PMJJBY is valid for one year from 1st June to 31st May on payment of annual premium.

Yes. Delayed enrolment for prospective cover is possible on payment of premium as described below – a) For enrolment in June, July and August – Full Annual Premium of Rs.436/- is payable. b) For enrolment in September, October, and November –premium of Rs. 342/- is payable c) For enrolment in December, January and February –premium of Rs. 228/- is payable. d) For enrolment in March, April and May –premium of Rs. 114/- is payable.

Yes. One can enroll again under the same conditions of eligibility stipulated in the Scheme.

The scheme would be offered / administered through Insurance companies willing to offer the product with necessary approvals on similar terms, in collaboration with participating Banks. Participating banks will be free to engage any such insurance company for implementing the scheme for their subscribers.

All savings bank account holders in the age 18 to 50 years in participating banks will be entitled to join. In case of multiple bank accounts held by an individual in one or different banks, the person would be eligible to join the scheme through one saving bank account only.

Participating Banks/ Post Offices will be the Master policy holders.

Any NRI having an eligible bank account with a bank branch located in India is eligible for purchase of PMJJBY cover subject to fulfilment of the terms and conditions relating to the scheme. However, in case a claim arises, the claim benefit will be paid to the beneficiary/ nominee only in Indian currency.

Yes, all these events are covered under PMJJBY.

For subscribers enrolling for the first time on or after 1st June 2016, insurance benefit shall not be available for death (due to any cause other than accident) occurring during the first 30 days from the date of enrolment into the scheme. Death due to accidental causes will be covered from day one of insurance coverage.

The claim forms can be accessed from the link - https://www.jansuraksha.gov.in/Files/PMJJBY/English/ClaimForm.pdf