Question 1

What is myScheme?

Accepted Answer

myScheme is an e-Marketplace for Govt. schemes and services. Using myScheme you can find various government schemes, check your eligibility, and apply for the schemes.

Question 2

How myScheme will help common citizens?

Accepted Answer

myScheme will reduce the time and effort of citizens in searching for appropriate government schemes.The easy user interface of myScheme helps common people a lot in discovering and applying for schemes.

Question 3

Can I apply for the schemes through myScheme?

Accepted Answer

For now, the platform shall direct you to the application page of the scheme of your choice.It is envisaged that in the upcoming phases, myScheme shall have the feature to apply for schemes / services from within the platform/ app.

Question 4

How does myScheme work? How do I check for my eligibility through myScheme ?

Question 5

What all information about a particular scheme can I find on myScheme ?

Accepted Answer

myScheme provides details on the eligibility criteria, application process, and benefits being offered under that scheme. myScheme also answers the Frequently Asked Questions(FAQs) about the scheme.

Question 6

What are the broad sectors across which the schemes are available in myScheme ?

Accepted Answer

In myScheme, schemes & services are available across a wide range of sectors such as Agriculture, Rural & Environment, Business & Entrepreneurship, Education & Learning, Health & Wellness, Housing & Shelter, Banking, Financial Services & Insurance, Public Safety, Law & Justice, Science, IT & Communication, Skills & Employment, Social welfare & Empowerment, Sports & Culture, Tax & Revenue, Transport & Infrastructure, Travel & Tourism, Utility & Sanitation.

Question 7

Does the myScheme platform provide multilingual support?

Accepted Answer

Yes, currently the platform content is available in two languages i.e., Hindi & English. Content in other Indian languages will also be provided soon.

Question 8

Does myScheme showcase Central as well as State - specific schemes ?

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. State schemes will also be onboarded soon.

Question 9

I could not find a scheme XYZ on the myScheme platform.

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. Many more schemes will be added soon. You may leave your suggestion in the feedback sectionfor the same.

Question 10

I found some errors in the content of the schemes.

Accepted Answer

In case of any issue in the content, please refer to the English version and if the issue is found there also please refer to respective Ministry's portal. You may also send email to support-myscheme[at]digitalindia[dot]gov[dot]in

Question 11

I want to explore the schemes under which Legal Assistance is provided to the citizens.Would it be possible through myScheme?

Accepted Answer

Yes, the “Tags” feature of myScheme empowers the citizen to explore the schemes based on the type and the extent of the benefits provided.

Question 12

I want to apply for a specific scheme but I need to know the documents that I am needed to provide to apply.Can I find this information in myScheme?

Accepted Answer

Yes, myScheme provides the complete list of the required documents for all the schemes.

Question 13

What is the Overseas Educational Loan Scheme?

Accepted Answer

It provides financial assistance to minority community students in Karnataka for pursuing higher education abroad.

Question 14

Who is eligible for the Overseas Educational Loan Scheme?

Accepted Answer

Students who are Karnataka residents, belong to minority communities, have 60% marks, and meet other criteria.

Question 15

Which minority communities are covered under this scheme?

Accepted Answer

The scheme includes Muslim, Christian, Jain, Buddhist, Sikh, and Parsi communities.

Question 16

What is the maximum loan amount that can be availed under this scheme?

Accepted Answer

The maximum loan amount is up to ₹20,00,000/-.

Question 17

Is there an interest rate on the loan provided under this scheme?

Accepted Answer

Loans are provided at a zero-interest rate if the family income is below ₹8,00,000/-.

Question 18

Is it mandatory to mortgage a property to avail of this loan?

Accepted Answer

Yes, a property must be mortgaged, and its value should cover the loan amount.

Question 19

Can students who have already received a scholarship from the Directorate of Minorities apply for this loan?

Accepted Answer

No, those who have received a scholarship are not eligible.

Question 20

Are diploma or short-term courses eligible for this loan?

Accepted Answer

No, only degree courses are eligible under this scheme.

Question 21

How is the loan amount disbursed to the student?

Accepted Answer

The loan amount is disbursed either to the student's account or directly to the institution.

Question 22

What documents are required to apply for this loan?

Accepted Answer

Key documents include proof of residence, minority status, academic records, income proof, and mortgage property papers.

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Overseas Educational Loan Scheme

Karnataka

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Check Eligibility

Overseas Educational Loan Scheme

Karnataka

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Benefits

Eligibility

Application Process

Documents Required

Frequently Asked Questions

Sources And References

News and Updates

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