Check Eligibility

Ministry Of Social Justice and Empowerment

Niramaya Health Insurance Scheme

Financial Assistance
Insurance
Person With Disability
Details
Benefits
Eligibility
Exclusions
Application Process
Documents Required
Frequently Asked Questions
Niramaya Health Insurance Scheme was launched by the Department of Empowerment of Persons with Disabilities, Ministry of Social Justice & Empowerment.
The scheme envisages delivering comprehensive cover which will
  1. Affordable and Simple: Pay just one fixed premium, no matter your age.
  2. Equal Coverage for All: No matter your disability, you get the same level of healthcare support.
  3. Financial Assistance: Insurance cover on reimbursement basis only.
  4. Wide Range of Services: Enjoy coverage for regular checkups, hospitalizations, therapies, corrective surgeries, and even transportation.
  5. No Medical Tests Needed: Start your coverage right away, no pre-insurance medical tests required.
  6. Flexibility in Hospitals: Choose any hospital for your treatment, no restrictions.
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