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Mizoram

The Mizoram Provisional Employees Savings Scheme

Pension
Provisional Employee
Retirement Income
Saving
Details
Benefits
Eligibility
Application Process
Documents Required
Frequently Asked Questions
The scheme “The Mizoram Provisional Employees Savings Scheme” was launched by the Finance Department, Government Mizoram and came into force on 1st September, 2024. It is a savings scheme laid out to allow the members to make defined contributions towards planned savings thereby securing the future in the form of a pension. This scheme aims to provide a solution to the problem of providing adequate retirement income. The scheme offers structured options for partial and exit withdrawals under specific conditions, along with nominee options to ensure the savings reach designated family members or legal heirs.
Salient Features:
  • There will be no matching contribution from the employer.
  • It is a centralized Model. All the activities related system will be carried out by the Nodal Office.
  • The prescribed minimum contribution per month is 5% of total amount of wages. The concerned Provisional Employees shall have to make a contribution which shall be deducted from his wages bill every month by the Drawing & Disbursing Officer concerned.
  • A Member or a subscriber shall exit from the scheme on his/her regularization, retirement, removal, resignation or death.
  • The benefits from the Savings fund shall be calculated at the rate prescribed by the Fund Manager in consultation with Government of Mizoram from time to time.
  • All members of the scheme shall open a dedicated Savings Account in the Fund Manager.
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