- Details
- Benefits
- Eligibility
- Application Process
- Documents Required
- Frequently Asked Questions
- Sources And References
- Feedback
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Housing Subsidy Scheme (GBOCWWB)
Gujarat
Details
Benefits
- Under the scheme, the assistance of ₹1,50,000/- will be provided to registered construction workers for a duration of 5 years, with ₹30,000/- disbursed annually subject to the terms of assistance.
- The construction workers who have taken a loan up to a maximum of ₹15 lakhs to buy their house will be provided ₹30,000/- per year for the five years as per plan.
Eligibility
- The construction workers registered with the Gujarat Building and Other Construction Worker’s Welfare Board will be eligible to get the benefit of this scheme.
- At the time of applying for the benefits of this scheme, it will be mandatory to have at least the last 2 years of registration with the construction worker's board.
- To avail the benefit of this scheme the construction worker should have documented the building after the date of resolution of the scheme (29/06/2020). The application has to be made within one year from the date of the document mentioned in the house purchase document.
- The loan taken for a house purchased by a registered construction worker should not exceed ₹15 lakhs and the loan tenure should be 10 years or more.
- The registered construction worker benefiting from this scheme should not own any house or property in the joint name of the worker or his wife or joint, which guarantee has to be given by the worker in an affidavit as per the prescribed format herein.
- The registered construction worker has to submit the bank loan interest certificate/bank loan statement after the completion of the financial year to avail the assistance under the Housing Subsidy Scheme.
- The registered construction worker receiving benefits under this scheme has to submit a written proposal every year at the district office of the concerned board to get the remaining four years of assistance after receiving the assistance for the first time along with a copy of the in-principle approval letter and the annual statement of interest.
Application Process
Application Process for ‘E-Nirman Card’ under the GBOCWWB:
Process to track Application Status:
Application Process for Scheme Benefit:
Documents Required
Documents required for ‘E-Nirman Card’ under the GBOCWWB:
- Photograph of the worker
- Aadhaar Card
- Ration Card
- Caste Category certificate, if applicable
- Proof of age (Birth certificate/Driving Licence/PAN Card/Voter ID Card)
- Self-declaration certificate
- Employer Certificate
- Bank Passbook/cancelled Cheque
- Any other documents as required
Documents required for Scheme Benefit:
- e-Nirman Card of the worker
- Copy of Identity Card (Red Book) regarding enrollment in the Board
- Copy of Aadhaar Card
- Copy of building document
- Proof of taking a loan (loan sanction letter)
- Annual Loan Statement/Annual Interest Certificate
- Copy of Housing Loan Passbook/ Statement
- Any other documents as required
Frequently Asked Questions
What is the Gujarat Housing Subsidy Scheme?
The Gujarat Housing Subsidy Scheme is a program initiated by the Gujarat Building and Other Construction Worker’s Welfare Board (GBOCWWB) to provide financial assistance to registered construction workers for building their own houses.
What are the benefits provided under the scheme?
Registered construction workers can receive an assistance of ₹1,50,000/- over a duration of 5 years, with ₹30,000/- disbursed annually, subject to the terms of assistance.
Who is eligible to benefit from the scheme?
Construction workers registered with the Gujarat Building and Other Construction Worker’s Welfare Board are eligible to avail the benefits of the scheme.
What is the minimum registration period required to apply for the scheme?
Applicants must have a minimum of 2 years of registration with the construction worker's board at the time of applying for scheme benefits.
What is the deadline for applying for benefits under the scheme?
The application must be made within one year from the date of the document mentioned in the house purchase document, provided it's after the scheme's resolution date of 29/06/2020.
Is there a limit on the loan amount for house purchase to be eligible for the subsidy?
Yes, the maximum loan amount for house purchase should not exceed ₹15 lakh, and the loan tenure should be 10 years or more.
Can a registered construction worker already owning a house avail of the scheme benefits?
No, registered construction workers who already own a house or property in joint ownership are not eligible for the scheme benefits.
Is there a requirement to renew the application annually?
Yes, registered construction workers receiving benefits under the scheme need to submit a written proposal annually at the district office of the concerned board.
How to apply under the scheme?
The applicant may visit the Sanman Portal: https://sanman.gujarat.gov.in/
Can an an applicant also apply through offline mode?
Yes, for availing of the benefits of the scheme, the applicant may visit the district office of the BOCW Board.
News and Updates
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Check Eligibility
Housing Subsidy Scheme (GBOCWWB)
Gujarat
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