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Himachal Pradesh

Mukhya Mantri Himachal Health Care Scheme (himcare)

Cashless Treatment
Health Insurance
Application Process
Documents Required
Frequently Asked Questions
The Mukhya Mantri Himachal Health Care Scheme (HIMCARE) is a comprehensive health insurance scheme implemented by the Government of Himachal Pradesh. It was launched on 1st January 2019 to provide cashless treatment coverage to families who were not covered under the Ayushman Bharat scheme. The scheme aims to ensure that families have access to quality healthcare services without facing financial constraints.

Under the HIMCARE scheme, eligible families can avail cashless treatment coverage of up to Rs. 5.00 lakh per year per family in empanelled hospitals. The scheme operates on a co-payment basis, wherein beneficiaries are required to pay a portion of the premium amount based on their category. The scheme categorizes beneficiaries into three categories, each with different premium rates. Category I includes BPL families not covered under Ayushman Bharat, registered street vendors, MNREGA workers who have worked a minimum of 50 days under MNREGA, senior citizens above 70 years of age, and children living in orphanages. Category II includes various groups such as Ekal Naaris, disabled individuals above 40%, Anganwari workers, ASHA workers, mid-day meal workers, daily wage workers, part-time workers, contractual employees, and outsource employees. Category III covers beneficiaries who are not covered under category I or II and who are not government servants, pensioners, or their dependent family members.

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