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Goa Tribal's Employment Generation Programme Scheme

Scheduled Tribe
Application Process
Documents Required
Frequently Asked Questions
The scheme "Goa Tribal’s Employment Generation Programme Scheme" by the Department of Tribal Welfare, Government of Goa, is for educated unemployed individuals in the 18-45 years age group who are members of the tribal communities of Goa. The scheme provides a subsidy of 40% on the total loan amount i.e. 95% of the project cost. The loan is provided for activities such as Micro and Small Manufacturing Enterprises, Service Enterprises, and Trade Enterprises. The beneficiary is also provided with compulsory entrepreneurship training of up to 7 days.

  1. For Loan Amount Upto ₹ 2,00,000: Personal guarantee of the applicant and spouse/parent/relative.
  2. For Loan Amount between ₹ 2,00,000 to ₹ 6,00,000: One or more third-party guarantors, depending upon the loan amount. Such a guarantor could be an employee of State Government/ Government Corporations/Aided Institutions/ Companies of repute or a person owning an unencumbered immovable property in Goa, of commensurate value.
  3. For Loan Amount Above ₹ 6,00,000: Notarised copy of ownership documents of the unencumbered immovable property owned by the guarantor/s, commensurate to the loan amount to be provided. The guarantor should not be a defaulter with any financial institution/bank.

In case of default in repayment of the loan, the amount is to be recovered as arrears of land revenue or under the Public Money Recovery Act, DRT or any other relevant Act and rules thereof.

Service Charges for EDC
₹ 50,000/- for ₹ 1,00,00,000 of subvention for disbursement to beneficiaries and 1%, out of the interest @ 2% per annum recovered from the beneficiaries.
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