The objective of this scheme is to provide social security to marginal workers on a contributory basis.

The beneficiary will have the option to select the duration of the scheme, i.e. 5 years or 10 years.

The amount will remain pledged to the District Social Welfare Officer (DSWO) for the period of the scheme.

The amount will be deposited in a bank account opened for the beneficiary.

The beneficiary shall approach the concerned DSWO for submission of the application.

On completion of the scheme, the beneficiary has the option to withdraw the whole amount or re-invest in a pension scheme. The beneficiary is insured under this scheme.

A contribution of ₹ 300/- by the state and ₹ 200/- by the beneficiary shall be made per quarter for 5 or 10 years into the joint account opened for this purpose.

No, in order to be eligible, the age of the applicant should at least be below 18 years.

The Marginal Worker can be: agriculture and non-agricultural labor, rural barber, craftsman, shepherd, blacksmiths, masons, weavers, etc.).

Yes, the income of the applicant (from all sources) should not exceed ₹ 48,000/- per annum.

No, the applicant or his spouse should not be a beneficiary of any existing scheme.

Jammu & Kashmir is a Union Territory of India.

The full form of TSWO is "Tehsil Social Welfare Officer".

The full form of DSWO is "District Social Welfare Officer".

The Income Certificate should indicate the monthly income of the family from all sources.

Yes, the Residential Certificate / Domicile Certificate of the UT of Jammu & Kashmir is a mandatory document for this scheme.

No, you can not reapply to this scheme if you already have availed of its benefits.

This is a 100% UT Funded scheme.

No, the entire application process is entirely free of cost.

No, there is no such mention in the scheme guidelines.

The Scheme Guidelines can be found at this link - https://jksabwdobcs.com/pdf/gov_schemes.pdf

The link to the website of the Department of Social Welfare, Government of Jammu & Kashmir is: https://jksocialwelfare.nic.in/

You need to visit the District Social Welfare Office and request a hard copy of the format of the application form for the scheme from the concerned authority.

This scheme is managed by the Department of Social Welfare, Government of Jammu & Kashmir.

No, this scheme only accepts offline applications.

Yes, all the required documents that are to be attached to the application should be self-attested mandatorily.

No, there is no such mention in the scheme guidelines.