All loans up to a limit of ₹ 2 crores under this financing facility will have interest subvention of 3% per annum. This subvention will be available for a maximum period of 7 years. In case of loans beyond ₹ 2 crores, the interest subvention will be limited up to ₹ 2 crores.

The moratorium period will vary from project to project and up to a maximum period of two years.

The interest subvention will be available for a maximum period of seven years including moratorium period.

The scheme is limited to primary processing units. Advanced processing activities are not a part of the scheme. However, some components of such processing units like warehouse, assaying units, sorting & grading units, cold storages, pack-houses, collection centers, ripening chambers, logistics facilities etc. can get benefit of agriculture infrastructure fund.

An applicant can put up to 25 projects in different locations and each of such projects will be eligible under the scheme for loan up-to ₹ 2 crore. Limitation of 25 projects is not applicable to state agencies, national and state federations of cooperatives, federations of FPOs and federation of SHGs.

‘Different Location’ means physical boundary of a village or town having a distinct LGD (Local Government Directory) code. Each of such project should be in a location having a separate LGD (Local Government Directory) Code.

As per the MoUs signed with lending institutions, the maximum rate of interest will be 06 monthly/ Annual MCLR plus 100 basis point (floating) subject to maximum 9.00 % (whichever is lower).

Banks may decide market driven interest rate beyond the subvention scheme amount.

The scheme will facilitate setting up and modernization of key elements of the agri value chain. The mentioned infrastructures in the guidelines are indicative in nature. Other viable agriculture infrastructure projects under similar category, apart from the mentioned indicative projects are also eligible for the scheme benefits.

Yes, loan can be availed through offline mode but it is mandatory for lending institutions to make its entry on the online platform in due course of time to get the benefits of AIF.

The time limit to convey the decision on the loan application to the applicant is set for a maximum period of 60 days from the date of application of the loan.

A DPR template is available on website under Beneficiary tab.

Yes, it is mandatory under the scheme. A video tutorial for geo-tagging is available on the website under Beneficiary tab.