Question 1

What is myScheme?

Accepted Answer

myScheme is an e-Marketplace for Govt. schemes and services. Using myScheme you can find various government schemes, check your eligibility, and apply for the schemes.

Question 2

How myScheme will help common citizens?

Accepted Answer

myScheme will reduce the time and effort of citizens in searching for appropriate government schemes.The easy user interface of myScheme helps common people a lot in discovering and applying for schemes.

Question 3

Can I apply for the schemes through myScheme?

Accepted Answer

For now, the platform shall direct you to the application page of the scheme of your choice.It is envisaged that in the upcoming phases, myScheme shall have the feature to apply for schemes / services from within the platform/ app.

Question 4

How does myScheme work? How do I check for my eligibility through myScheme ?

Question 5

What all information about a particular scheme can I find on myScheme ?

Accepted Answer

myScheme provides details on the eligibility criteria, application process, and benefits being offered under that scheme. myScheme also answers the Frequently Asked Questions(FAQs) about the scheme.

Question 6

What are the broad sectors across which the schemes are available in myScheme ?

Accepted Answer

In myScheme, schemes & services are available across a wide range of sectors such as Agriculture, Rural & Environment, Business & Entrepreneurship, Education & Learning, Health & Wellness, Housing & Shelter, Banking, Financial Services & Insurance, Public Safety, Law & Justice, Science, IT & Communication, Skills & Employment, Social welfare & Empowerment, Sports & Culture, Tax & Revenue, Transport & Infrastructure, Travel & Tourism, Utility & Sanitation.

Question 7

Does the myScheme platform provide multilingual support?

Accepted Answer

Yes, currently the platform content is available in two languages i.e., Hindi & English. Content in other Indian languages will also be provided soon.

Question 8

Does myScheme showcase Central as well as State - specific schemes ?

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. State schemes will also be onboarded soon.

Question 9

I could not find a scheme XYZ on the myScheme platform.

Accepted Answer

Currently, around 100 Central Government schemes have been onboarded on the platform. Many more schemes will be added soon. You may leave your suggestion in the feedback sectionfor the same.

Question 10

I found some errors in the content of the schemes.

Accepted Answer

In case of any issue in the content, please refer to the English version and if the issue is found there also please refer to respective Ministry's portal. You may also send email to support-myscheme[at]digitalindia[dot]gov[dot]in

Question 11

I want to explore the schemes under which Legal Assistance is provided to the citizens.Would it be possible through myScheme?

Accepted Answer

Yes, the “Tags” feature of myScheme empowers the citizen to explore the schemes based on the type and the extent of the benefits provided.

Question 12

I want to apply for a specific scheme but I need to know the documents that I am needed to provide to apply.Can I find this information in myScheme?

Accepted Answer

Yes, myScheme provides the complete list of the required documents for all the schemes.

Question 13

Which Department Manages The "Aponar Apon Ghar" Home Loan Subsidy Scheme?

Accepted Answer

The "Aponar Apon Ghar" Home Loan Subsidy Scheme is managed by the Finance Department, Govt. of Assam.

Question 14

What Are The Objectives Of "Aponar Apon Ghar"?

Accepted Answer

The objective is to realize the vision of “Housing For All” by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.

Question 15

Should The Applicant Avail Of The Loan From A Regional Rural Bank Only, In Order To Be Eligible For The Loan Subsidy?

Accepted Answer

No, the applicant can avail of housing loans from any Scheduled Commercial Bank, Regional Rural Bank, or Assam Cooperative Apex bank within the state.

Question 16

What Is The Maximum Amount Of Subsidy That The Applicant Can Receive On The Home Loan?

Accepted Answer

The state govt. will provide ₹ 2,50,000 subsidy on home loans up to ₹ 40,00,000.

Question 17

Can A Person Get House Loan Subsidy For Purchasing Their 2nd House?

Accepted Answer

No, this house loan subsidy is only for those who are purchasing their 1st house and have not availed of loans under the previous Apun Ghar Scheme.

Question 18

Can Residents From Nagaland Also Apply To This Scheme?

Accepted Answer

No, the scope of the scheme is limited to the permanent residents of the state of Assam.

Question 19

How Much Shall Be The Subsidy On A Loan Amount Of ₹ 7,50,000?

Accepted Answer

The subsidy shall be ₹ 1,00,000.

Question 20

How Much Shall Be The Subsidy On A Loan Amount Of ₹ 19,00,000?

Accepted Answer

The subsidy shall be ₹ 1,50,000.

Question 21

How Much Shall Be The Subsidy On A Loan Amount Of ₹ 19,00,000?

Accepted Answer

The subsidy shall be ₹ 1,50,000.

Question 22

Where Can I Find The Link To The Scheme Guidelines?

Accepted Answer

The Scheme Guidelines can be found at this link - 
https://finance.assam.gov.in/sites/default/files/INTEREST%20SUBVENTION%20SCHEME%20FOR%20HOUSING%20LOAN%20FOR%20REGULAR%20STATE%20GOVERNMENT%20EMPLOYEES%20UNDER%20APUN%20GHAR%2C%20FILENO.%20FM.45.2016.157%2C%20DTD.21.03.2017_1.PDF

Question 23

Where Can I Fin The Document Checklist?

Accepted Answer

The Document Checklist can be found at this link - 
https://sivasagar.assam.gov.in/sites/default/files/public_utility/APPLICATION%20FORM%20FOR%20HOME%20LOAN_2.pdf

Question 24

Can I Apply Ot This Scheme If The Total Income Of My Family Is ₹ 27,00,000?

Accepted Answer

No, in order to be eligible, the total family income of the applicant (from all sources) must not exceed ₹ 20,00,000.

Question 25

What Is The Full Form Of NPA?

Accepted Answer

The Full Form of NPA is "Non-Performing Assets".

Question 26

Can I Apply Offline To This Scheme?

Accepted Answer

No, this scheme only accepts Online Applications.

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Aponar Apon Ghar

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Check Eligibility

Assam

Aponar Apon Ghar

Details

Benefits

Eligibility

Exclusions

Application Process

Documents Required

Frequently Asked Questions

Sources And References

News and Updates

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Aponar Apon Ghar

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